Raymond James & Associates
Susan Franke is employed by Raymond James & Associates, located at the corner of Main Street and William in downtown Ann Arbor (she’ll validate your parking when you meet in her office!).
Disability Insurance and Long Term Care Insurance are her areas of expertise.
Disability insurance provides you with income if you are unable to work. It can also be used to hire someone to run your business for you if you aren’t able to do so. People younger than age 65 use disability insurance to protect one of their most important assets - their ability to work and earn an income. About 1 in 7 people can expect to be disabled for five years or more before retirement. The most common claims are caused by: back problems, cancer, cardiac illnesses, injuries, mental and nervous disorders, nervous system disorders, orthopedic (other than back) problems. Disability insurance replaces your paycheck. It lets you to continue to pay the monthly bills.
Long Term Care insurance gives you choices as you age. You may choose to remain in your home as you age, and long term care insurance can provide money for necessary remodeling such as ramps and grab bars. It also helps pay for medical and non-medical in-home assistance, and other needs associated with disability and aging. If at some point you need care in a facility, insurance can help with those costs, too. Consider what impact needing long term care would have on your family and your retirement portfolio. Long Term Care Insurance protects your retirement assets from the expensive costs of care. It protects your family from the physical, financial, emotional and geographical requirements that become a challenge when relying on family or friends for care.
Living long is a probability. Planning for it is a necessity.
Please contact Susan for a free consultation regarding disability and long term care insurance needs.
It’s better to have insurance that you don’t need than to need insurance that you don’t have!
Raymond James & Associates
Susan Franke
350 South Main Street, Suite 100Ann Arbor, MI 48104
t: 734-930-0555 or 800-338-7846
f: 734-930-6998
Susan.Franke@RaymondJames.com
www.raymondjames.com/mainstreet